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ILAPL Database: This is the Production website! Contact us at 1-888-ILL-APLD.

Thank you for visiting the website of the Illinois Anti-Predatory Lending Database Program (ILAPLD). The Illinois Department of Financial and Professional Regulation, (IDFPR), through Veritec Solutions, LLC (Veritec), as developer and manager of this website, has taken several steps to safeguard the integrity of its communications and computing infrastructure, including but not limited to authentication, monitoring, auditing, and encryption. Security measures have been integrated into the design, implementation and day-to-day practices of the Department of Financial and Professional Regulation operating environment as part of its continuing commitment to risk management. This information should not be construed in any way as giving business, legal, or other advice, or warranting as fail proof, the security of information provided via IDFPR supported websites. The information collected on this site depends on the services used and that which is revealed by the visitor.

Browsing by the General Public

As you browse through this website, only general statistical information is collected, i.e., date and time of the visit, the domain and name of the service provider from which you accessed our website, specific web pages accessed and transactions conducted. We do not collect your individual e-mail address or any other personal information unless you specifically reveal it to us.

This information is used solely to help us improve our online services by determining how often our site is visited and which areas of the site are used most extensively. All information is used exclusively by our office; none of the information collected is given or sold to third parties except as may be required to fulfill a request made pursuant to the Illinois Freedom of Information Act [5 ILCS 140].

Transactions by Authorized ILAPLD Users

Information supplied to the ILAPLD by authorized users is confidential and secure subject to provisions of Article 3 of the Residential Real Property Disclosure Act [765 ILCS 77/70, et seq., as well as the Illinois Freedom of Information Act.

Sending Messages

When you send an e-mail from our website to contact us regarding questions related to the ILAPLD that information is used in a way IDFPR and Veritec determine is appropriate to respond to your request or inquiry. It may be used by IDFPR and Veritec staff involved in carrying out the functions, programs and responsibilities of the ILAPLD.

Using Web Links

If you leave our website by linking to a different web address you will be subject to the privacy policy of that site. The Department of Financial and Professional Regulation is not responsible for the contents of any off-site pages referenced. The user specifically acknowledges that the Department is not liable for the defamatory, offensive or illegal conduct of other users’ links, or third parties and that the risk of injury from the foregoing rests entirely with the user. Links from the Department's web pages on the World Wide Web to other sites do not constitute an endorsement from the Department. These links are provided as an information service only. It is the responsibility of the web surfer to evaluate the content and usefulness of information obtained from other sites. The Department's website contains links to other related World Wide Web Internet sites and resources. Since the Department's website is not responsible for the availability of these outside resources or their contents, you should direct any concerns regarding any external link to its website administrator or webmaster.


When you enter personally identifying information it is collected through a secure encrypted tunnel (SSL.) Storage of this information is secured in a system with user IDs and password.

What is SSL?

Secure Sockets Layer (SSL) technology is a security protocol. It is today's de facto standard for securing communications and transactions across the Internet. SSL has been implemented in all of the major browsers and web servers, and as such, plays a major role in today's e-commerce and e-business activities on the web.

The SSL protocol uses digital certificates to create a secure, confidential communications "pipe" between two entities. Data transmitted over an SSL connection cannot be tampered with or forged without the two parties becoming immediately aware of the tampering.

The ILAPLD’s web server certificate authenticates the identity of a website to visiting browsers. When a browser user wants to send confidential information to a web server, the browser will access the server's digital certificate. The certificate, which contains the web server's public key, will be used by the browser to:

- authenticate the identity of the web server (the website), and

- encrypt information for the server using Secure Sockets Layer (SSL) technology.

Since the web server is the only one with access to its private key, only the server can decrypt the information. This is how the information remains confidential and tamper-proof while in transit across the Internet.
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